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Taking out a mortgage is a big commitment. It is important that you or your family can honour that commitment should you die prematurely, become seriously ill, or be unable to work for whatever reason. This means protecting yourself against these risks and in this video, I explain the risks in a little more detail and outline the policies you should think about to protect yourself against them.
The last in our mini-series of mega-basic explanations, this ones looks at insurance and specifically at the three necessary things which make insurance work.
Here, I explain what Income Protection insurance is, how it works and what to keep in mind when you or your adviser is arranging cover.
Here I explain what critical Illness cover is, how it works and why it is so important to your financial planning foundations.
In this video I introduce the concept of trusts in financial planning, and particularly how they relate to the use of life assurance policies.
The second major type of life assurance is Whole of Life, which as the cryptic title suggests, lasts for all your life, not just a defined term. In this video, I explain how Whole of Life Assurance works.
