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Getting a mortgage and buying a house is an arduous process but one with a happy ending. Here I explain the steps you will take in buying a house with a mortgage and tell you how your different advisers should be helping you along the way.
Taking out a mortgage is a big commitment. It is important that you or your family can honour that commitment should you die prematurely, become seriously ill, or be unable to work for whatever reason. This means protecting yourself against these risks and in this video, I explain the risks in a little more detail and outline the policies you should think about to protect yourself against them.
Offset mortgages are becoming more common and offer significant advantages over conventional mortgages. Here’s how they work…
There are different types of mortgage interest rate behaviours which affect your monthly mortgage payment. You may have heard terms like discounted rate, fixed rate etc. In this video explain how all of these different types work.
There are two ways in which you can pay off your mortgage, on a repayment basis or interest-only. How do they both work and what are the merits of each?
Beginning a new short series on mortgages. Taking out a mortgage is the single biggest financial transaction most of us ever undertake, so I’m not sure why it has tken 175 videos to get around to talking about it! Never mind…this series will explain the principles, different types of mortgage, how to protect against inability to pay a mortgage etc.
